FHA

FHA Loans (Federal Housing Administration) are government-backed loans that allow the borrower to have a minimum amount of money to put down on a home. Some people believe that FHA is only for first time homebuyers, or for people who have had credit problems in the past.  Actually, FHA is a great loan for everyone.  Even if you’ve owned a home previously, and have perfect credit, FHA may still be the best loan for you.

There are several advantages to an FHA loan. There is a low minimum down payment of 3.5%. The seller can contribute up to 6% of the purchase price toward the buyer’s closing costs and prepaid expenses, which can significantly reduce your out of pocket expense. Streamline refinances are available for FHA customers who have acceptable mortgage pay history for the most recent 12 months.  With a streamline refinance the document requirements are greatly reduced.  It’s a great option to ensure your ability to take advantage of lower rates down the road without having to requalify!

Contact us today to find out if an FHA loan is right for you.

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  • Testimonials…

    “Being a single mother of three, it was difficult for me to find a lender who would work with me to get out of an adjustable rate and into a fixed rate. Brett kept in contact with me for about a year on getting my credit score where it needed to be. Once it was there, he was the most helpful lender I have encountered, and made the whole process go seamlessly. He went out of his way to keep me informed, and the loan closed even faster than I expected. Brett was also able to get this title officer to travel all the way to Waco from Plano so that I could close. I would highly recommend working with Brett Sampson and would do it again!”

    Cheryl Martin

    5th Grade Teacher

    Lake Air Intermediate

    Waco, Texas

    “Well we are all moved in and very excited to be in our new home. We truly appreciate the professionalism with which you managed our loan process. Your calm demeanor in crunch times was unusual and refreshing.

    Thank you again. If we ever have the opportunity to suggest your service to someone, we most certainly will.”

    La Zuanda Glen

    Fort Worth, Texas

    “Thank you so much for your help in getting our loan approved. You really went the extra mile and Tom and I appreciate it so much.”

    Kay Savay

    Dallas, Texas

    “Brett, thank you for making our dreams come true!”

    Julia & Jeffrey Grass

    Coppell, Texas